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If you own a home or have assets worth at least $200,000; you owe it to yourself and your family to get the facts on living trusts as a part of an estate plan. If you think you are protected by a simple Will, think again. In many cases a Will guarantees your estate will go through probate, which means your family will not be able to take possession of your estate for many months or even years!

Plus a living trust may protect your assets if you become incapacitated during your lifetime by avoiding guardianship. This means your estate may be managed as you see fit, not as a court-appointed guardian sees fit